999 Central Avenue, Suite 100-D
Woodmere, NY 11598

(516) 268-7077

Maryland Chapter 13

Maryland Chapter 13If you are in huge financial trouble, it may be time to consider Maryland Chapter 13 or Chapter 7 bankruptcy. Of course, it’s not a first resort, but if you can barely pay your mortgage anymore, bankruptcy may be your best and only option. Don’t panic. Take a deep breath and call Holmquist & Dickerson at 410.692.5315.

Approximately twice the number of Maryland Chapter 13 filers choose a Chapter 7 bankruptcy. The differences between a Chapter 7 and a Maryland Chapter 13 are considerable. Usually, Chapter 13 is the preferred choice of debtors who own a valuable asset that is not totally protected by Chapter 7 exemptions. With a Maryland Chapter 13, the debtor promises to repay creditors over a certain period of time; usually three to five years. A Maryland Chapter 13 allows the debtor to make up late and overdue payments and bring their payment status up to date. A Maryland Chapter 13 may not wreck your credit quite as awfully as a Chapter 7 bankruptcy. Nobody grows up dreaming of the time when they will declare Maryland bankruptcy. In a perfect world, everyone who wanted to work would have a great job that easily paid their bills with enough left over to have fun. Shame things don’t work out that way.

When you do a Maryland Chapter 13, you will make your payments through a trustee. In a Chapter 7 bankruptcy, the debtor usually enjoys an immediate discharge of debts. This is not how it works with a Maryland Chapter 13 bankruptcy case. In either type of bankruptcy, dun letters and nagging phone calls from creditors will cease. If we help you file a Maryland Chapter 7 or a Maryland Chapter 13, you won’t be nervous about answering the phone or opening the mail any more. We have been in the Maryland Chapter 13 business for years, and we’ve helped thousands of Marylanders save their homes while eliminating their drowning debt. You don’t have to go through it alone. Call Holmquist & Dickerson at 410.692.5315.


  • What kind of cases do you handle?
  • Family Law Cases such as:

    – Divorce- both contested and uncontested, same sex and gray divorce

    – Custody

    – Support

    – Alimony/ Maintenance

    – Equitable Distribution

  • Intellectual Property cases such as:

    – Patents

    – Copyrights

    – Trademarks, Service Marks and Trade Dress

    – Data Privacy

    – Transactional work such as: Terms and Conditions, IP registration and enforcements and cease and desists

    – Any other IP related matter.

  • How much will my matter cost?
    • Our firm has a different philosophy than virtually any other, we try to close cases quickly. We recognize if you are happy, you will refer us clients. In most matters, it will depend on how complicated the facts and/or legal issues are and how willing the parties are to settle.
  • How does your firm have two differing specialties?
    • We spend a lot of money, time and resources to remain experts in our respective fields. Join the parties and opposing counsels who are baffled by our expertise in both areas.

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